Home collection loans are instant monetary solution that you can obtain right at your doorway. Apply for home collection loans, doorstep cash loans, doorstep payday loans without faxing any document.www.homecollectionloans.me.uk
Whenever you is an unexpected economic crisis, have many difficulties to contend. We always have a way to escape from the problematic situation. But mere escape by compromise with the needs may not be a perfect solution. So we help our customers in all issues collected by home loans to tackle. Dues never end until you have enough money to pay, they have. But for an average salaried person it is hard to pay all taxes, if they are planned. There is a special service for people like you, have a lot of needs but not required amount of money that may be sufficient to meet these needs. Â It is approved within the same day so that people do not have to wait for a longer period of time to make their preparations. You do not need more stress for the production of the agreements on finance, because it was very easy to get these loans. May cause your search for a trusted source of money that will help you, your life in a much better way, comes to us. Unlike other finance you can get the money transferred into your account within the same day, this is the highlighting of it. Â These loans can be from any person who will take interest in this type of finance and the fulfillment of some basic criteria to be used. The funding is to a person who is the country's citizens and should be granted from the age of 18 years. He was also a source of regular income with a solid employment. And above all, an active bank account for the production of successful payments should have. We make it easy for you to get outYour hard days so easily through our services. It is no longer a tedious slow process, the funds that you received previously required. Â You need to follow simple procedures for filling up the form. Whenever you need to collect home loan, you must fill out application, please visit our website. The application can easily be filled by you, since it includes information such as name, address, etc. You can very much on the financing safely with us as your information about you that will be kept confidential. Your application is immediately approved to meet your urgent cash needs. All you need to be entitled to use the fund. Every need is just as important and therefore does not prolong the process by unnecessary formalities. Â Â Â Recommend Home Collected Loans Topics
Milwaukee Public Library, in partnership with JPMorgan Chase, will host a traveling exhibition from The King Center in Atlanta. The King Center Imaging Project exhibition showcases digital images of key documents from Dr. King's correspondence ... Milwaukee Public Library and JPMorgan Chase host Dr. Martin Luther King, Jr ...
paydayloans-milwaukee.com Payday Loans Milwaukee 798 N Milwaukee St Milwaukee Wisconsin 53202 (866) 370-9956
Milwaukee has been a top of the line manufacturer of heavy-duty industrial and personal power tools for over 85 years.  Originally started after the successful creation and launch of a new portable power drill, the company has continued in leaps and bounds continuing to make innovation of the highest quality tools its main focus.
In 1995 they were bought by Atlas Corpo for a brief period of time and eventually they ended up becoming a subsidiary of electronic manufacturing giant Techtronic Industries.  Techtronic Industries is a world leading manufacturer and trader of electronic equipment and various products.  They have a common interest in Milwaukee and what they’re capable of achieving due to their other technologically based subsidiaries, well known power tool manufacturers Ryobi, AEG Power Tools and Homelite.
While the business is based in Wisconsin primary production continues to take place in Mississippi in two separate locations.
 Distribution centres are still located in Olive Branch, Mississippi and Hoeselt, Belgium where their parts and equipment are shipped worldwide.
With over 1,000 employees, a product range with over 500 tools and 3,500 accessories they are a stable forward-thinking company with a focus on quality and customer service. Â This has lead to a continued presence in global tool market as they continue to innovate and improve the current power tool standards.
Starting out by constructing their ever successful pioneer one-handed portable drill affectionately known as the “Hole-Shooterâ€.  From there their range has exploded now producing drills, saws, hand tools, heavy duty nailers, pneumatic tools and the list goes on.
Also competitively priced in the power tool industry Milwaukee have invaded the industrial workplace as well as the home environment with their reputation spreading over into the domestic market.
A definite front-runner in the competitive industry of industrial power tool supplies they have cemented their brand with modern designs, the highest quality and a solid history in the industry. Recommend Milwaukee Topics
Need cash advances without any security? As the name suggests these loans are not backed by any collateral. The borrowed amount can be utilized for various requirements such as for paying off electricity bills, medical expenses, car repair cost, library fee and meeting family emergency, vacations, education fees etc.
Borrower has to fulfill some basic eligibility criteria to avail this loan such as he should be an adult of 18 years with citizenship of UK. Aspirant should be employed with fix amount of salary. A current bank account is also required so that aspirant can easily make all the transaction as the loaned amount is directly transferred into borrower’s bank account.
800 payday loans is offered to the borrower without the requirement of any collateral to be pledge.
These loans offer small cash amount ranges from £100-£1500 for the short term loan. You can easily refund the loaned amount within 31 days. You can easily borrow the amount without any hassles. These loans don’t require any collateral to be pledge. These loans are advanced without any credit checks also which makes the loan open for bad credit borrowers. Bad credit borrowers such as CCJs, arrears, defaults and late payment providers, miss payment providers can easily avail this loan. This loan requir es fewer amounts of documentation and paper work. Applying online for this loan makes it quite fast approval loan.
There are many lender in the market through which you can get these cash advances. 950 pound loans are provided at slightly higher rates of interest due to their short term nature. But you can search for lower rate deal easily by doing little market research. You can even compare the terms and conditions of the lenders and get the best deal for yourself. These loans are available with flexible terms and conditions.
One can easily apply for this loan through online method. This online procedure includes an application form to be filled by a borrower. This application may include some details like name, address proof, contact number, email id, bank account details, employment details etc. Online procedure is very fast as the loan gets approved within 24 hours of applying. Â Find More 800 Payday Loans - Quick Approval Monetary Advances Issues
First house buyers and experienced home owners could have a difficult time searching for loans in the Australian mortgage market. There is an overwhelming quantity of mortgage loans available for Aussies, let alone many house loan brokers and banking institutions that provide different features. The best and most effective way to carry out home loan comparisons is to meticulously evaluate the many various qualities and features offered by several mortgage loan types. Check for resemblances and differences. Find a dependable mortgage broker to assist you. You may also use distinct mortgage calculators to get additional statistical details.
You will discover three important and related components that you ought to consider whilst comparing home mortgages.
The first one will be your fiscal planning style. Do you think of yourself as the type who is incredibly willing when it comes to every detail of your spending plan? Should you recognize items beforehand to help you make the important modifications within your finances? In case you are the budget-conscious type, then the best thing is a fixed rate loan. When you need flexibility, you can go with a variable rate mortgage to make sure that in the event the rates go down, you will pay lowered fees. However, if you cannot select which of the two you would decide on, then be happy with a split loan to take advantage of the options of both mortgage loan types. Use a fixed mortgage calculator and variable mortgage calculator to see how these two loans vary and just how they are able to have an effect on your money later on.
The other variable is your current financial predicament. How do you assess your present monetary standing? Would you consider yourself economically established? Have you got the required paperwork for a home loan? If that's the case, then expect to get greater offers. But when you think otherwise, you are able to avail of the low document mortgages available from a lot of home loan lenders. Nevertheless, be aware that low document financial loans may cost extra when compared to common mortgage loan kinds. You could also be charged with Lenders Mortgage Insurance, which you can determine while using LMI mortgage calculator.
And for the third component, you should be wary of the interest levels. Typically, house loans that lean towards stable buyers offer you low interest levels. On the contrary, home loans for first house buyers have bigger interest rates.
It is advisable to meet with a home loan broker in order to enhance the accuracy of your mortgage comparison. They've crucial knowledge and skills that can help make things easier for you. More Basics of Home Loan Comparison Articles
Johnny Sanphillippo has never made more than 000 per year (he works as a housekeeper, as well as, a gardener and house painter), but he knew like "any other American" that he wanted to own his own home. When he talked to bankers about qualifying for a home loan, "they look at you and their eyes glaze over and you realize, they're going to give me a lollipop and send me home, which is pretty much what happened". So he decided that if he went far enough away from his hometown of San Francisco he could find something he could afford to buy with cash. He finally heard about a deal in Hawaii (back when oil was cheap and airline tickets were from SFO) and for 00 cash he bought himself an empty lot in a failed subdivision on the Big Island. Without a loan, he knew he couldn't afford to build a conventional home. He'd always loved tiny houses, but the permitting office wasn't as enthusiastic about allowing him to build small . So he had plans drawn up for a conventionally-sized home, plus a 400 square foot garage. He just built the garage. Once the inspectors signed off on his fully-equipped garage (which included a bathroom, utility sink, electricity, septic system and rainwater capture), he let them know he wasn't planning on building the house. Then he set about swapping the garage door for sliding glass and the utility sink for a regular kitchen. Instead of relying on a loan to buy a house up-front, he had to do it the slow way, in stops and starts as he worked to ...
Buying a home is one of the biggest dreams of all of us. But most of us are not born with silver spoons, and as such, we have to depend on financial institutions to find the money required for making such an expensive purchase. You know that mortgaging, lending and related activities are the backbone of our economic services. As such, all money lenders are vying with one another in order to attract potential customers and thereby increase their profit base.
Banks would lend you the money against the mortgage of the property you are buying. The monthly premium and the term of the loan would be determined after considering your repayment capacity. The rates of interest charged by different lending services also differ. The loan term can go up to forty years in some cases, coming down to around ten years.
A 10 year mortgage is the most beneficial if you have the repayment capacity.
The biggest advantage is that you are free from the yoke of your financier in just ten years whereas a loan term of more years can prove to be financially heavy on you. The interest you pay also is comparatively less and less biting. The flip side is that your monthly installment would be much higher. Short term mortgage rates are the best option if you are planning to upgrade in a short time span.
Paying off your debt quickly is highly desirable in the current economic scenario as it would save you a lot of extra payment. A quick comparison of a ten year mortgage with a longer duration mortgage would prove that ten year mortgages are the best if you can save the extra money for paying off. This is why most borrowers prefer the ten year mortgage scheme. Your equity value grows phenomenally faster and you would gain peace of mind earlier.
Another major advantage is that the amount you pay as interest in a ten year agreement almost doubles in a fifteen year mortgage. The difference would only go up greatly as the loan term increases.
However, never go for short term mortgages if you feel that you cannot afford it. Longer term mortgages are much more manageable for most people. However, for ensuring fast growth of your equity, gaining quick freedom from debt and subsequent tranquility in life, there is no other option but to go for a ten year mortgage plan.
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Visit: privatefastloans.com To Learn MORE.... DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans,...
Usually, you may want to borrow money whenever you find any financial challenge right! In that case, you can apply for direct loans online payment in order to acquire quick cash. As the name dictates, once you get the approval- the sanctioned amount of funds will be instantly deposited into your bank account within 24 hours.
To apply for such sort of financial plan, you must be a genuine citizen of US. You must attain above 18 years of age. You should have permanent job for more than 4 months. Plus, you should have a valid bank account in US. With these criteria, it is simple for you to grab quick cash via loans within few hours.
Under direct loans online payment scheme, you have the possibility to acquire quick cash that ranges from $ 100 to $ 1500.
In this loan, you will have to pay back loan within 14-31 days. Thus, it comes under short-term financial plan where one can borrow and repay loan without any hassle.
With the availing amount of funds, it is quite easy for you to overcome any unexpected fiscal worries without any hassle. You can utilize money to pay off uncertainties that include electricity bills, home renovation, credit card dues, wedding expenses, tuition fees, grocery bills, car repairs and lots more. Thus, it is also very useful financial plan for those salaried persons who need instant funds.
Even if you are suffering from any adverse credit ratings due to CCJs, IVA, default or arrears, you can access to avail this sort of financial plan with ease. On the other hand, this fiscal plan is to help bad credit people of US too.
For applying direct loans online payment, there is no requirement of using tedious formality, paperwork or faxing etc. Using simple process of online loan application method, you will instantly get quick cash whenever you get the approval. To get more details about loan quotes about these loans, you should check out online to find the best deals.
Direct loans online payment is considered to be the right fiscal support for bad credit people who need quick cash.As the name dictates, once you get the approval- the sanctioned amount of funds will be instantly deposited into your bank account within 24 hours.
Question by BSMNYC: Does anyone know if Chase offers personal loans? I would to know if Chase offers secured personal loans. I currently have a CD account with chase and would like ot use that as collateral for the loan. Best answer for Does anyone know if Chase offers personal loans?:
Answer by four They do,I hope you enjoy the position of being over and grabbing your ankles though.
You want quickly is simple with the obtainable 00 high risk guaranteed personal loan programs that are obtainable to those that act currently. These loan programs create getting the cash you want fast and painless regardless of your earlier period credit rating. High risk guaranteed personal loans can and do support loan totals up to 00 daily, lending thousands of dollars to people now similar to you, reliable, honest people who have had monetary problem other than deserve a second chance. There are plenty of reasons that you may want to obtain cash quick with a guaranteed high risk personal loan, the most general reasons comprise a short term urgent situation, expensive necessary repairs, unexpected expenses, judgments, or health check expenses. Some costs just cannot remain and when you call for cash fast it is significant to know that you can succeed for the quick payout flexible high risk personal loan programs. In some cases you can have up to 00 deposited honestly into your checking account today. Your new high risk guaranteed personal loan is not only simple to succeed for; the request procedure for approval is calculated for your ease. You will fill out a safe online request from in which you detail the specifics of your monetary want, for example, how much you desire to borrow. You will obtain your 00 personal loan and the lender will mechanically be paid back following the conditions of your agreement on your next payday. The procedure is trouble ...
There are times when we are in the middle of the month and suddenly we are in need of some urgent cash requirement due to certain uncertainties. You don’t have to worry anymore in such a case if you have a good credit rating and a reliable source of income. Chase Personal Loans are one of the best options that you can consider to meet your instant cash requirements. we provides latest news update on different types of loans. Chase Bank is one of the most popular banks in the United States and they offer two types of personal loans for different types of borrowers.
One can get a Chase secured personal loans by placing some collateral to the bank, and the collateral may be a car, real estate, capital value, or other kind of assets. With secured personal loan the benefit is that you would get a better interest rate on your loan amount. On the other hand, you can go for an unsecured personal loan if you are not in a place to put anything as collateral. This may oblige you to get a higher interest rate, but a large number of borrowers are going for unsecured terms as there is no risk involved with the collateral.
Applying for Chase Personal Loans are quite hassle-free as the bank offers a number of ways to make their application. A potential borrower can make online application through Chase Online Banking service. All they have to do is visit Chase.com and follow the instructions provided on the website for personal loan application process.
One can also make an application by visiting the nearest branch of the bank or they can call the bank directly. Personal banking information and other financial details are to be kept handy while making an application. our site is a great information resource for applying loans.
On successful application of the Chase personal loan, the loan amount will be credited to the borrower’s account within a business day or two. The bank offers personal loan amount ranging from $ 1000 to a maximum of $ 25,000 depending on the credit rating and the financial ability of the borrower. Borrowers can use this loan amount to pay urgent bills, make home renovation, plan a wedding, go for a vacation, or pay their children’s college fees. All they have to do is just pay back the installment in time so that they do not make defaults. It is advisable for the borrowers to consult some financial advisers to find the best rate available in the US loan market before opting for any type of loan program.  Find More Chase Personal Loans for every type of borrowers Issues
DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We...
What are fast cash personal loans? Are they worth applying for? These are questions you must ponder, when you decide to get a loan like this. You also need to know, if a loan like this is right for your situation. Below, you will learn what a fast cash personal loan is and some of the details about it.
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What is a fast cash personal loan?
It is a personal loan, where cash is given out swiftly to approved applicants. It is also a loan that is for people, who have bad credit and find it hard to get loans.
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How much money can I get?
You can get up to $ 1,000, if approved. It will all depend on the information you submit, on your loan application. If you want more than that, you can always call or contact the loan agency.
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I need to be from a particular state?
It depends on the loan agent, usually most states are accepted for loan applications. You will need to check the loan companies website or contact them directly, for more information.
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Will I be charged a fee, if I get a loan?
No. You will not be charged a fee, if you apply for a loan. It's not good business, for a loan company to chrage a application fee for loans. Pretty much all companies shy away from this practice.
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How safe and secure are fast cash personal loans?
They are very secure and protected by "https" security.
You can find "https" at the begining of URLS, in the address bar of secured pages. The "s" in "https" stands for secure or safe.
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What are the requirements?
Need to be at least 18 years old
Have a full social security number
Be a legal U.S. citizen
Have a valid resident address
Must be on a job for at least three months and be working
Business is booming for Virginia's car-title lenders, but consumer advocates say it's nothing to celebrate. Since a change in Virginia law last year, the commonwealth has become a magnet for people who need cash but live in Washington, Maryland or ... Car-Title Loans Spark Ire in Virginia
Title Loan: A car title loan, or simply title loan, is a loan where the borrower provides their car title as collateral for a loan.
GET THE CASH YOU NEED AND KEEP YOUR CAR!
At UTAH MONEY STORE you can borrow the cash you need and keep your car. Your car's title is the only collateral, not your vehicle. With UTAH MONEY STORE's affordable Car Title Loans, YOU choose your payment plan. Your payments can include Principal and Interest so you will know exactly how long you will have the loan,
* Bad Credit - No problem * Lost title - No problem * Payment options - Interest Only or Principal and Interest payments. * We will beat ANY competitors interest rates GUARANTEED. * Free GIFT ($ 1,000 or more 1st time loan and 60 day term.)
BAD CREDIT IS OKAY
You can borrow money at UTAH MONEY STORE even if you have bad crediteven a prior bankruptcy.
ATV's, MOTORCYCLES, & TRAILERS
We also provide ATV loans, motorcycle loans, recreational vehicle loans, etc. However, we ask that they are to be left with us along with your title for the duration of the loan.
How The Car Title Loan Process Works
Getting a vehicle title loan is easy! We have streamlined the process to ensure that your title loan experience is quick and enjoyable. The entire process includes only three easy steps and you can have money in your hands as fast as today! It's easy to qualify for a title loan because you are using the equity you have already in your vehicle to secure a loan now. You are not selling your car to us, you're simply using the vehicle's value as security for a loan. A title loan is much more afforadable than a pay day loan. Typically interest will be Half of what a pay day loan is.
STEP ONE - APPLY
Fill out an application. In just a few minutes you will have the information finished so that we can make a decision on how much we can lend you today. Dont worry about your past credit. We understand and offer personal loans to people with bad credit every day.
STEP TWO - EASY PAPERWORK
Nothing hard--only simple things like a copy of your drivers license. The list is short and you can finish this step in under 30 minutes. Just bring or fax us what we need and we'll get to work immediately for you!
STEP THREE - RECEIVING YOUR MONEY!
After arriving at one of our convenient locations you will be greeted by a professional auto title loan processor. They will be ready and waiting to help you in finalizing your loan. One of our staff will take a look at your vehicle, explain your loan documents, and hand you money. It all takes only about 15 minutes and then you're on your way. Its just that easy.
Why not get started immediately? Call now to get your car title loan started and get your loan fast! It is that simple. What are you waiting for? Call now!
SANDY, UT (801) 748-1175 PROVO, UT (801) 373-2274 SPANISH FORK, UT (801) 798-1300 DO I QUALIFY?
UTAH MONEY STORE will tailor a loan to meet your induvidual needs. You may qualify to borrow up to 50% of the wholesale value of your vehicle if you answer yes to the following questions even with bad credit...
* Are you employed and/or have a stable income? * Are you at least 21 years old * Do you have a valid Utah Drivers License? * Is the title in your name? * Is your vehicle paid off? * Is your vehicle in good running condition? * Is it free of major body damage?
If you answered YES? Then you may qualify for a loan from UTAH MONEY STORE! More Title Loan Articles
GuaranteedAutoLoan.info - Get you 84 month auto loan here. Fast and easy! 84 month auto loan bad credit auto loan long term auto loan used car auto loan http
When the funds are in excess, you will never have to be anxious about facing financial crisis. But, a time comes, where in the funds needed might not be accessible and you are required to deal with some monetary doubts. These types of circumstances are quite tough to resolve, unless you have the adequate financial support. However, arranging the funds obligatory within a short span of time is never going to be that easy. Even then, you do have a chance to derive the funds and for the same, you can count upon the provision of 84 Month Loan. The borrowed amount can be used to deal with any sudden or unexpected monetary crisis. It is while availing these loans that you are not supposed to pledge any collateral or undergo any credit check. This in turn results in quick approval of the funds; where in applicants having severe credit defaults too can acquire the funds.
The repayment tenure spans over a period of 84 month loans. This means you can pay back the amount sourced, in the best possible way. However, prior to the approval of the loans, you must make a proper research of the loan market. This way, you will be in a position to attain the funds needed, against convenient terms and conditions. You avail 84 month loans in giving or not giving security. Through Secured cash is availed in the range of £5000-£10,000 and has to be repaid in the period of time of 3 years to 25 years. Unsecured in the range of £1000-£25,000, the limited time given is as 6months to 10 years.
However, to qualify for 84 month loans, it is important that you must be employed. A valid checking account is also required, so that the amount released can be deposited. Other than these, you must have attained the mandatory age of 18 years, along with being a resident of UK. While applying for these loans, if you do prefer to utilize the online facility, then you do have a chance to avail the funds instantly and that too against suitable terms and conditions. With the provision of 84 month loans lets you attain the funds needed instantly, without letting you get worried by other constraints.84 month loans are generally released within a short span of time. These loans are easy to source and can be derived against viable terms and conditions.
What is the Difference between Accounts Payable and Notes Payable?
... Total Short-Term Borrowings 93568 103177 -9.3% 114906 Federal Home Loan Bank Advances 25944 48248 -46.2% 26000 Term Repurchase Agreement 10000 -- n/m 10000 Debt Financing and Notes Payable 15000 26007 -42.3% 15000 Shareholders' ... Westamerica Bancorporation Reports Second Quarter 2012 Earnings
Music, Vocals, Recording, and Lyrics by Andrew Cataldo and Nate Tepper Video and Editing by Jessica Angelos and Rachel Vaselacopoulos Lyrics: Alright, Cathy, This one's for you. Accounting 221, Damn I need an 'A' in this class, I need the dollar dollar, dollar is what I need, hey hey! Well I need the dollar dollar, a dollar is what I need hey hey And I said I need the dollar dollar, a dollar is what I need, And if I share with you my story would you share your dollar with me? Bad times are comin, got some money that I owe, Look at my balance sheet its in notes payable, Its been a long time and the interest might of grown, And I'm looking for somebody to help me pay this loan. I need the dollar dollar, a dollar that's what I need, hey hey! Well I need the dollar dollar, a dollar that's what I need. Well all i know is my liabilities ain't going down, I got a credit balance that's what I found, And all I want - is for someone - to help me! By the end of the year I couldn't pay the loan, So I, Made the adjustment and credited interest payable, On maturity I handed over the dough, It was an operating activity and so I decreased cash flow. Well I need the dollar dollar, a dollar is what I need, hey hey! Well I need the dollar dollar, a dollar is what I need. Well all I know is my liabilities ain't going down I got a credit balance that's what I found, And all I want - is for someone - to help me! What in the world am I gonna to do tomorrow? Is there someone whose dollar that I ...
In the world of business, it is a reality that businesses, whether SMEs or big corporations, sometimes do not have enough resources to purchase goods that they obtain these resources through borrowing, owners' investments, and management operations. These are extended to them by persons or banks, financing companies, and suppliers, and are referred to as payables, liabilities or debt.
In accounting, there are two types of payables, accounts payable and notes payable, and these are reported on a balance sheet as current (short-term) or long-term, based on when they are due to be paid. These payables must be paid within a specific period of time, usually within 12 months or longer.
Here are the points of difference between the accounts payable and notes payable:
Accounts Payable
Accounts payable are short-term financial obligations that exist based on the good faith credit of the business or owner.
Other than an invoice, these payables do not involve any signed written formal note or agreement to pay within a specific period of time.
Often shorthanded as A/P, Accounts payable arises in the normal course of business when an individual or business receives a product or service before it pays for it. This form of credit that suppliers offer to their customers usually require repayment on specific due dates, usually within 30 days, but do often run past 30 days or 60 days in some situations.
Oftentimes, there are businesses that enable their customers to purchase supplies, commodities or services on an account on credit. In accounts payable, this is true for clients that have been patronizing their products or business for a while and they are already proven to be of good credit risks.
For practical purposes, the major difference between notes payable and accounts payable is that accounts payable are not charged with any interest fees or other charges if they are paid on time. If accounts payable are paid late, however, it is common for an interest charge to be added to the accounts payable payment required.
Accounts payable is one of the largest current liabilities a company will face. This is because they are constantly ordering new products or paying vendors for services or merchandise.
The timing of payments of accounts payable balances are determined by the credit terms of each transaction and the company's ability to take advantage of available discounts.
Examples of accounts payable are amounts due to vendors such as for rent and utilities and from purchases of merchandise or supplies on an account.
In households, examples of accounts payable are ordinarily bills from the electric company, telephone company, cable television or satellite dish service, newspaper subscription, and other such regular services.
Notes Payable
Notes payable represents either short-term or long-term financial obligations to banks or other creditors based on formal written agreements. It involves a written promissory note that a company receives when it borrows money from a lender. This note promises to pay specified dollar amounts that include the amount borrowed, called principal, and interest within a specific period of time. In the agreement, a specific interest rate is usually identified. This specific interest rate and the terms are stated in the promissory note.
Notes payable are usually offered by financial institutions such as banks and financing or credit companies to individuals or businesses wanting to purchase something but do not have enough cash. They come in the form of loans, mortgages, and financing.
Question by Red: Shared Appreciation Note vs. FHA Mortgage? I am currently in the process of getting a mortgage. I need advice on the benefits and disadvantages of the following two mortgage types. Standard FHA loan - using this loan, my pre-qualified amount will only allow me to purchase a not so nice home in a less than stellar area. However, any and all appreciation in the home will be mine. Shared Appreciation Second Mortgage - using this City funded program, the City will pay up to 60,000 over my FHA approval amount to get me into a nicer home in a good area. Using this option my down payment is minimal. However, the Shared Appreciation Note has a catch. When I sell or refinance the home the City loan becomes payable, as well as 20% of any appreciation the home has gained. So at this point I can either pay more upfront to get into the cheaper home, or I can pay more down the line using the City program to get into a much nicer home. Any thoughts or suggestions? The Shared Note has no time line. There is no minimum time one must remain in the home, and the second mortgage matures at the same rate as the first. In addition, should I do any work on the home, the cost of the work and the an appraisal value the added worth it gives the home will be taken out of the home appreciation prior to the City program factoring their 20%. For example: if I buy a home for 150, using 20k from the City program, & after putting 10k worth of work into the kitchen, the home appraises for an addition 30k at 180k. If when I sell the home it goes for 250K, the home would have appreciated 70k since the original mortgage. Out of that, 30k is due to wortk I put in and as such is mine. From the remaining 40k, the City program would get its initial 20k back plus the 20% = Total of $ 28,000. Best answer for Shared Appreciation Note vs. FHA Mortgage?:
Answer by golferwhoworks with out knowing all the terms then we have no idea. Some of these appreciation notes are for a much longer time than a normal note and the other thing is they have a time frame in some of them where you cannot for XX =years refi or even sell. Standard FHA always works but be sure what you are signing as trying to get out of a city note down the road can be very hard to do additional It sounds like you have throughly investigated the program but just by making some upgrades may not get you as much added value in this economy so spend that money wisely if you go with the city loan
To get the best rate on a private loan, a parent will likely need to co-sign for the loan since students generally have very thin or nonexistent credit histories. Although it's not necessary, Sallie Mae says 90 percent of the loans originated last year ... Private Student Loans 101: How The Terms Differ
studentloanwithoutcosigner.org Do you have bad credit but need a student loan? If so you are not in as bad of shape as you may think. There are many federal student aid programs that specifically target people with all kinds of credit. If you have bad credit and no cosigner than the easiest loans for you to get will be from the federal government. The stafford and perkins loans are given out based on the financial need and not the credit history. Bad Credit Private Student Loans Without a Cosigner - these are more difficult but are available. Visit studentloanwithoutcosigner.org for a list.
Student loans are wonderful things when you are in college. They help your dream come alive for your chosen career. There are several options when it comes to student loans though, and it is important that you know about them. Student loans with no co- signer are rare. Most private institutions will not award a student loan to anyone who does not have a co- signer. This is due to the risk the student poses regarding repayment.
Most students are just starting out in their education process. They typically do not have a job in the first year of college. They also tend to work part time during college in the following years rather than full time, since they are attending classes full time. Since these students are beginning their adult life they also do not have much of a credit history. It is this lack of credit history and paying off loans which concerns the banks.
They do not know whether you will pay the money back once you graduate or not. They are going on faith. The risk in this situation for the bank tends to look too high, without a co- signer to back up the student.
This is why the student loans with no co- signer are rare. They do exist though. In a situation with a private lender the only way to get a student loan with no co- signer is to have a solid credit history. If you already had a car loan that you paid off or a mortgage you will discover the lender is more willing to lend money without a co- signer as long as your credit scores are in good to excellent condition. Graduates going on to masters programs can usually find student loans with no co- signer. They tend to have more of a credit history. This is not always the case.
Your other option when it comes to student loans with no co- signer is the federal government.
The federal government offers the Stafford Loan. They do not award the loan based on your credit history. Instead they look at the institution you will be attending, your degree program, housing needs, and whether your parents are able to contribute to your education. They will then decide how much to award you. If you are independent on your taxes from your parents you are able to get the loan without a co- signer through the Stafford Loan process. Related Student Loans - No Cosigner Needed Topics
Answer by Richard Capital One and Orchard Bank both have credit cards for people with poor credit. Orchard even has secured credit cards (you give them money as collateral for a credit card). Be careful if you use these, their way to make money is to wait for you to mess up and charge you fees. If you're careful they're a good credit revival tool. That and time, lots of time (7 years will fix almost anything)
Answer by Mary College and university financial aid personnel can direct you to sources for money. (If English is your primary language, please spend some on some classes in English grammar and composition!)
Answer by ROBERT I can barely read your question but think I know what you are asking. If you are talking about references then: The people you list as references are a a sign of your character and certainly I would expect my references to be checked out to show my character.
Answer by Rudy A co-signer is a second person who guarantees to pay off the loan and commonly starts to become involved when the primary borrower does not have any or a poor credit history, students most often have few or no credit cards, no vehicle loans and very rarely a house mortgage loan, as a consequence he or she have little or no credit history and as is the circumstance with a range of us in our youth, they could possibly have made a few unwise choices, he or she could have gone over and above what they could possibly pay back on a credit card and even been irresponsible about commencing repayments. If you are looking for the best and fastest loan website, check out this site http://Best-Fast-Loan-USA.info Here you can get the best rates available for you just in one hour
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Nowadays it is easy to obtain information regarding almost anything in the world. With access to the internet, information is just at the fingertips. It is also no longer difficult to apply for anything these days due to the ever-evolving technology of World Wide Web that enables almost anything from university application to mortgage loan application. Buying a house is made simpler and less of a hassle as there are many companies and agencies out there that are competing to get people to apply to their program. Shopping for a mortgage loan is not as tedious as it used to be. Many websites with search engine functions such as Home Account and E-Loan enable customized online consultation to visitors looking for the home loan that suits their budget and financial planning. All you have to do it to key in the information needed such as the following to get your customized quotes: ·  Loan type (home purchase loan, refinance or home equity loan, etc.) ·  Property type (define the type of home you wish to purchase or already own) ·  Financial status (credit score, foreclosure and income sources) ·  Type of mortgage (with fixed or adjustable interest rate) The information they ask for are specific enough for them to tailor their suggestions according to your background but are not too specific that you would feel uncomfortable in divulging such information to an online form. Based on the information you provided, they will advise you on the best possible options and even a list of potential lenders from whom you can apply for a mortgage home loan. The beauty of this system is that you won’t have to search for potential lender and contact them yourself. Your information will be sent to potential lenders and these lenders will be the one initiating contact. If you were to do this manually or the old-fashioned knock-on-doors way, you will have to spend time and money searching for lenders and calling them to inquire about the home loan programs they offer. By submitting some crucial information about yourself, lenders will contact you to tell you all about their respective home loan programs and you can ask them as many questions as you want. The downside is that they have a tendency to keep calling you to get you to sign up with them so clarify that you will contact them and not the other way around. After receiving information on the programs they offer, the rest is basically up to you and you will still need to consider these online mortgage loan programs by analyzing the same criteria that you would a regular mortgage loan. You will still need to ensure that the lenders are not only licensed and registered but also the programs that they offer you are legit. There are just too many online scams going on and you don’t want to be another victim. Once you have decided on the best loan provider and program you can proceed to fill out all the necessary paperwork. You need to be very aware of every single clause there is on the document and do not hesitate to ask your loan provider on anything and everything that you do not understand. They do not usually like being bombarded with all sorts of questions but as a customer you have a right to know what you are getting yourself into. With so many mortgage loans available on the internet, it is relatively easier to find the right loan provider and program. But the basic rule of thumb is still the same as it is with any other mortgage loan provider. In fact, you probably need to be extra careful and thoroughly weigh in your options and check the reliability and reputation of the loan providers listed on the internet. Take extra care and don’t allow yourself to become victim to another scam. Recommend Online Mortgage Loan Application Issues
Answer by Carlos L Hi, There are many ways to market a small business on the web. You can buy banner ads, text links, or use PPC. However, the best way is to get listed in a bunch of portals. Portals and directories are like phone books, and they often provide a lot of traffic because they tend to rank high on Google. This portal is giving away a free business card holder for lising your business (I got mine a few days ago in the mail). If you want to know about some other portals, just let me know. http://www.directoryexclusive.info Best of Luck
South Africa will ensure that its funding for poor students as well as strong performers at the country's universities and colleges increases every year, says Higher Education and Training Minister Blade Nzimande. He was speaking at the Cosatu ... Many ... SA 'Will Keep Growing Student Funding'
(www.abndigital.com) In the United States, it is thought that a student loan bubble is about to burst and has the potential to be worse than the housing crisis of 2008. This is as student loan debt approaches trillion which is more than what Americans are borrowing on their credit cards. The same may be happening in South Africa, and ABN's Nonkululeko Moeketsi investigates.
If it's variety you're after, you've come to the right place. South Africa has an enormously long coastline ranging from about 35°S to 27°S, which isn't quite within the usual range for tropical diving.
But the Mozambique Current flows down our east coast, bringing warm tropical water with it, and at Sodwana Bay we have the most southerly coral reefs in the world.
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Here you'll find the full complement of pretty colourful fish and some great nudibranchs, including the outrageous Spanish dancer.
Whale sharks, turtles, dolphins and ragged tooth sharks are often seen in specific areas.
As you head down the coast the underwater environment changes gradually until, once you reach Cape Town, you're diving in chilly but beautiful kelp forests. There are three major types of kelp, and a short portion of the Western Cape coast is the only place in the world that they all grow together.
If you've always shunned cold water diving, consider it. Sure, you have to don a thick wetsuit with constraining hoodie and gloves, but it's worth it. Diving in kelp is like walking in a forest - you float beneath the canopy and admire the surprisingly colourful reef life.
Off Cape Town, divers regularly see anemones in colours ranging from electric blue or deep red to pale pink, nudibranchs of almost every colour you can imagine, and a range of small creatures in and around the bright orange and sulphur yellow sponges.
There are dive schools in almost every centre, with a surprising number in landlocked Johannesburg, where people do their training before heading down to Sodwana Bay for their qualifying dives.
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The hotel features 196 elegant rooms and suites all lavishly furnished in superior style. Available to book online on bookmyroom-sa.com.
There is even an inland dive resort near Johannesburg, where students can do their first dive or two in a disused quarry. Komati Springs is a much deeper disused quarry in Mpumalanga province, where rebreather, mixed gas and deep diving courses are run.
Take careful note of your no-fly limits, however. A flight from sea level to Johannesburg can take only an hour, but you gain about 2 000 metres (7 000 feet) in altitude - that's without even considering the flight.
This represents a major risk, so adjust your itinerary to include a day of sightseeing, shopping or beach lounging between diving and travelling to Johannesburg.
Question by Moonfairy: Student Loans in South Africa? Where can I apply for a student loan? I've already applied once at FNB and they denied it because of the new credit law. If I apply at another bank, will they do the same? Are there any companies that specialise in student loans like overseas? Best answer for Student Loans in South Africa?:
Answer by working gal There's a company called Eduloan that specialises in student loans. But first try applying for financial aid from the university you're applying to. This is cheaper, because the interest only begins when you graduate. Find out about bursaries from the financial aid office: if this is postgraduate study, there are lots of bursaries you could qualify for (although some are reserved for South Africans). If you can get someone to stand surety, you ought to be eligible for a student loan at a bank. Phone a bank and ask exactly what the requirements are to qualify for a student loan. Then maybe there's something you can do to meet those requirements. Also, bear in mind that you only need to pay the deposit up-front. The rest of the fees you can pay at the end of the year (you don't get your qualification until you've paid them). So that gives you a bit more time to come up with funding. Whatever you do, don't go to a loan shark (the kind of 'instant cash' shops you see in the city centre). They charge exhorbitant interest, and take your ATM card (with pin) and ID book until you pay back the full amount - and they can send thugs round if you don't pay. If there really is no other option, you can postpone registration at university for another year (your acceptance will still be valid) and work to save up.
Answer by MB1810 My sister is currently studying at Potchefstroom with a student loan from standard bank. The banks usually requires some form of surety that the loan will be paid once you have finished your qualification, in my sisters case my parents signed as surety for her loan and are currently paying only the interest portion of the loan. In addition to this you need to prove to them that you are serious about your studies, by giving them good matric results or results from another tertiary institution, because many students call it quits after the first year because of too much pressure.The loans from standard bank amounts to a Maximum of R30 000, which basically means it's just enough to cover your course, your lodging will have to be financed by another means unless you can obtain a scholarship from the university. I suggest you try the other local financial institutes before turning to an overseas company.
Answer by Anria A Do not trust an overseas company that will give you a loan, they are loan sharks and the interest will kill you. No respectable UK or US bank will loan to an SA student unfortuneately. As said in a previous answer, try Standard Bank. It is best if you go with your parents, and you need proof that you can pay it back, eg good matric results will prove you wont leave the course half way through, and if your parents have a house, that is insurance for the bank that, if you dont keep up the repayments, they can sell the house.
Question by hydroponix_nix_hex: Where is the best place to go to get private student loans? I, unfortunately, am required to get private student loans to fund the rest of my education. I'm going to do a little bit of research on my own and try to find someone with less fine print and better interest rates, but for any of you that have experience with private loans or maybe even work for a financial aid center and could help me narrow my search down to a few select places that would be great. Best answer for Where is the best place to go to get private student loans?:
Answer by iSkateBoardNPinkDunks Sallie Mae
Answer by bshell44 Check with whoever you ban with, and see if they offer education loans
Students typically have two main options when it comes to borrowing money: a federal student loan or a university payment plan. The majority of students who receive private loans don't get great interest rates because they don't know how to build a ... Facts You Didn't Know About Private Student Loans
Most students will receive information about loans â€" both federally funded and private - from their college's financial aid offices soon after acceptance to the college they plan to attend.
Students, or their parents, should fill out a FAFSA or Free Application for Federal Student Aid. They'll need to have up-to-date tax information to do so. The FAFSA will alert the college or university as to the student's financial need.
Many students will be offered some sort of federally funded aid â€" perhaps subsidized Federal loans if they have financial need, or unsubsidized loans if it's deemed that their need is not so great. Any sort of Federal loan is generally a better "deal" for a student than a private loan from a bank or other lending institution.
Many students, though, may need to borrow more money than they can borrow from federal sources, or, for one reason or another, may have to take all of their loans from private sources.
When deciding on which private loans to apply for, students should check and see if their lending institution charges a fee and, if so, what that fee is.
Most students will look for low interest rates but some forget to look into the fee charged for the loan, which can make the loan much more expensive if the fees are high. It may be better to choose the loan that has the higher interest rate but has no fees or low fees. Occasionally lending institutions that don't charge fees are simply adding the fees to the interest rates. Fees that add up to 3-4% of the loan are about the same as a 1% hike in the interest rate.
A long time to repay private student loans will probably be appealing.
Keep in mind that a low interest rate plus taking a long time to repay a loan adds up to a lot more money in the end. A shorter term, higher interest rate loan, can cost less, if the student thinks that he or she can afford the higher payments upon graduation.
If a student, or his or her parents, has excellent credit and a cosigner with excellent credit, they may be eligible for the best loans from private institutions. These loans generally offer interest rates of the prime rate minus .5%, or LIBOR plus 2%. They will not have fees. If you can get a loan that depends on the LIBOR rate you will probably be getting a better deal than a loan that depends on the prime rate.
Before taking any loans, a student, perhaps with the help of parents, should sit down with counselors in the financial aid office of their college or universities. These financial professionals should be able to point the student in the right direction as to the best places to apply for student loans.
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The mid 90's was a dire time in Kabwe, Zambia. HIV/AIDS had been gaining momentum for some time, facilitated by widespread ignorance, stigma and denial. The proportion of the population affected directly or indirectly by the HI virus was spiralling out of control. As parents died, grandparents took on the responsibility of stretching their meagre resources to care for the growing population of orphaned children. As if this wasn't enough, the economy in Kabwe was also dying. Almost overnight the region's copper mines halted to a stop as the international price of copper plummeted. This economic shock snowballed leading to the bankruptcy of textile factories, zinc and lead mines (see photo above) and the privatization and downsizing of Zambian Railways. The citizens of Kabwe were devastated. It was during these crises that a handful of caregivers decided to organize Chindwin Home Based Care (CHBC). These caregivers volunteered their time and resources to care for the overwhelming number of individuals crippled and housebound because of AIDS. These efforts operated with little government support during a time when the prices of antiretroviral medication were exorbitant and beyond the means of nearly all Zambians. After a few years of fighting an uphill battle, some of the caregivers decided to develop a microcredit program whereby caregivers could invest in a savings fund. The fund acted as a source for community members to secure loans and as an investment opportunity ...
Chongwe River House is located in an excellent game viewing area lying between the mighty Zambezi River and the Zambezi escarpment is known as the Lower Zambezi National Park.
Occupying an area of staggering 4000sq metres the park is home to the bull elephants, big cats and many species of antelope that this area is well known for and can easily satisfy the appetite of the most avid game watcher. The riverene areas of the park provide extensive birding opportunities and fishing activities.
The Zambezi River is 1.7km wide at the point it meets a quiet tributary called The Chongwe River and here sandy islands bursting with reed beds provide excellent feeding grounds for the land and airborne wildlife. Gliding past these islands in a mokoro smoothly paddled by one of the experienced guides provides a unique vantage point to watch the animals and birds.
Standing on the banks of the Chongwe River, close to where it meets the Zambezi, lies Chongwe River House. It is a totally private, sumptuously comfortable residence having both excellent game viewing on the river and a breathtaking vista of the dramatic escarpment, perfect for a luxury safari.
The house can sleep eight guests and is ideal as base for a family or group of friends wanting a safari of total privacy, personal attention and luxury. Sensitively built and furnished from materials taken from the nature all around it, the house is equipped with four spacious double bedrooms each with a king sized bed swathed in acres of netting and having a view of the bush or the escarpment. The en-suite bathrooms have a waterfall shower and basins carved from wood and white marble and here too guests can enjoy fantastic views as they bathe!
Chongwe River House is fully staffed with its own house manager, private chef and guide totally dedicated to create and deliver the best experiences of dining, relaxation and game viewing - in fact your tailor made dream safari. Being totally private the plans of the day are flexible and individual to the group's or individual guests' needs and timetable.
This is never more important than when taking into consideration the needs of children and the total adaptability of your private chef for example can eradicate any issues with meals or mealtimes to ensure a stress free holiday. Likewise the privacy enables total freedom concerning their boisterousness and the staff are more than happy to entertain their young guests by playing games or allowing them to help in the food preparation. Whilst this is an ideal location for families there is a minimum age of seven years which has to be taken into consideration.
In addition to the private guide, guests at Chongwe River House have exclusive use of vehicles, canoes and a boat together with the services of an armed scout for those who wish to venture out on a walking safari. Equipment is available to try your hand at fishing and you may be lucky to land a famous tiger fish - quite a memory! A stay here is tailor made both inside and outside the House.
For those that prefer to relax on the deck shaded by a huge winterthorn tree with a cool drink no opportunities will be forgone as it is common to see elephants crossing the river and impala, kudo and the like will all come to drink at your own private viewing gallery. Related Chongwe River House, Zambia Topics
Question by vanillacream753: Does my husband have a personality disorder or is this typical male behavior? I will not go into details because that would be a book of all the things my husband has done. I think it is time for me to move on but I really dont want to because we have a 16month son together and plus I just dont want to divorce him and try to work things out. But I feel like I am the only one putting an effort towards that. He seems to not care at all about our marriage problems. Sometimes I make an excuse saying maybe this problem is a cultural one. He is from Zambia Africa and I am African American from Texas. Please give me some advice. My husband: acts arrogant and cocky like he has no time for me or my problems seems to be looking down on me like he can get someone better doesnt apologize or admits he is wrong when clearly it was proven makes me feel like the guilty person when he has done wrong doesnt acknowledge my feelings when I have a problem ignores me when I cry is nonchalant when I threaten to leave or move out.. doesnt show any interest in my life will still have sex with me but does not kiss me or do any foreplay secretive.. got a loan for $ 4000.00 and deposited it into his business bank account which I dont have access to. constantly lies to me in my face about little things cheater.. found recorded videos of him sending another lady and pictures of him with his shirt off.. when I confronted him he said that was a long time ago and he had to tell her no because she was pursuing him (again, never apologized or showed any type or remorse for his actions) ungrateful and lazy: doesnt help me out around the house and when I mentioned it he got upset and said he would wash his own clothes from now on... but thats not what I meant.. i have no problem doing those things just would like some assistance sometimes or appreciation. I work a 12 hour shift, in school, and have a toddler to take care of. Not a maid or homemaker There are more things but these are the main issues I have.. I have spoken to him repeatedly about these problems over the past 4 years and nothing has changed.. has actually gotten worse since we had our son... Your advice is appreciated. craig b: What you have said is very untrue. I never said he has been like this the whole time. Actually I didnt see alot of things I do now. People do change and he has. We were together 6 months before we got married which is too soon I think now. And the only thing I noticed was I caught him in a couple of lies but I really didnt think that was a going to be a continuing problem because he showed me how sorry he was and that he really wanted me. Now all that has changed. Best answer for Does my husband have a personality disorder or is this typical male behavior?:
Answer by PEGGY S In short, you are describing a typical male chauvinist pig!!! He is a man that believes that the world revolves around him. You will never change him. Next time watch for those "Red Flags" BEFORE you marry. They are always there, but we tend to ignore them, because we truly believe that this person can be a better person. Unfortunately, if they really wanted to be a better person, it would not take you or me to change them. They would do it for themselves!! So sorry you had to experience this, but I truly hope you will be more careful next time. Not all men are arrogant, egotist, with no regard for anyone else.
Answer by ashwin Ask directly whether he is having affair with some other lady?
Answer by Clo is back ! Four years and a son after, with this behavior, I would have dumped him already after the first year ! He is the ultimate "macho man" and if you feel as if he's worth fighting for, well go ahead but I just don't see that he will ever change. And no, my husband, is not like that. I would simply not allow it, with kids or not !
Answer by jeff Well has it ever jumped into your head that's hes doing that because he wants you to leave, he doesn't love you anymore, or because he wants to be alone or with someone else? Well it popped in mine. Something is stopping him from telling you whats on his mind, and his feelings directly and that why hes acting the part. Do YOURSELF and your BABY a favor and leave. It would be better off for the both of you if you found someone that would love the both of you and not treat you like a pet! I think he is and has cheated on you to. Have you ever heard "your actions speak louder then your words"? Well his are screaming for you to leave, that he doesn't care, and that he doesn't want to be with you. I'm sorry. Im not trying to be a dick or anything but Its true. It might hurt and maybe that's why you haven't excepted it or didn't do anything about it because you don't want to believe it. Well im sorry to say but you have to. If not for yourself but for your son. Do whats best for HIM if you won't do it for yourself. No man is worth more then your son... or at least shouldn't be. Sorry about your boyfriend though. You deserve better!!! Hope I helped :)
Answer by Observer Stop the nagging. Men don't like women who can't stop complaining. One of you need to be humble. I don't think it's going to be him. To prevent a war, it's up to you.
Answer by craig b These are things are/were his character BEFORE you got married! Were you blind? This is also a very common characteristic of African males. They are raised to be the dominant one which some women like - obviously you did or you would not have been attracted to him in the first place. Now you know that dominance has NO PLACE in marriage! It's to be equally submissive unto one another. He will never change. You asked for and got exactly what you saw! I have no advice for you. You bought the package that was wide open when you purchased it.
Answer by grahod Your mistake is threatening to leave or move out, then not following through with doing what you say you're going to do. NEVER threaten to leave unless you really mean it. When you don't follow through with doing what you say you will, this just tells him it's an empty threat, and he will then know that he can do whatever he want to do and you won't do anything except be a doormat for him. He has no need to compromise when he knows that you aren't going do anything but cry about what he does. Be strong, do what you say you're going to do, or don't say it. Do you really want your son to grow up to be as selfish, and inconsiderate as his father is? Teach your son that his father's behavior is unacceptable, that a real man would not treat their wife this way. I'm not saying to verbally run his father down. I'm just saying to teach him by your example of being a strong woman. Show your son what a strong woman will accept and what she won't accept from someone who is supposed to love her.
Answer by free_angel Divorce him already and refuse to have him as a role model for your son.
Answer by Bubbles Your choice, dump him and make your life simpler or if you wish to save the marriage than I advise you ignore him completely. Make him wonder why the sudden change in you. The best medicine for man like this is always the silent treatment. But there is a catch.....do your duty as usual but completely ignore him. Show to him, whatever he does wont affect you...... My grandmother recipe never fails.....
Answer by Bill C Do you know that saying 'monkey see, monkey do'? Well, what your son sees, he will eventually learn and become. To him, this is how men treat women. This is what he is learning. Regardless of culture, these are all moral issues and in fact, it raises more questions than it answers. You have a certain duty of care for your son, again, a moral issue, but something that you need to pay serious attention to. What would you say to your son's wife if she came to you with these issues? Now consider this perspective. If you leave and head for divorce court, your lawyer can have all assets frozen until the issues are sorted out. This man you are with is passive aggressive and is seemingly uninterested in you as a human being, let alone as a wife. You are there to do his things, raise his son, *uck him when he wants and feed his lazy *ss. If he gets upset about you asking for help, wait til you ask for a divorce. He'll be out of his mind. I bet he has a real love for money and business right? Well, as we all know, a divorce can ruin a guy financially or at least, make him feel that it is. After four years of you expressing your feelings and tolerating his behaviour, you need to make a choice. If in doubt, remember how this all affects your son.
Answer by brwneyedgrl I think its alittle bit of both.. culture and just being a man.. because im pretty positive in his culture the man runs the show and the woman just caters do them.. But some parts are just male characteristics.. the fact that men dont run on emotions and some men are actually able to tune out women when they get emotional , or become emotionally needy The fact that he doesnt freak out when u threaten to leave, is probably 1. he doesnt believe u'll do it.. 2. he's smart enough to know ur looking for a reaction and not willing to let you have it to think u have control of his emotions even if it does bother him.. Most men dont like to have to admit they are wrong about anything, and some men dont appologize in words but by their actions.. So i think its alittle bit of both, the i am man i control what happens , and your the little woman i dont need your permission for anything.. and some are just typical male traits that alot of men seem to share.. the question really is.. Is this what u want from your marriage? How long can you go before you either make a true stand or give up your own needs and wants? You can try your hardest to get someone to change, but if their not willing to it eventually falls back on you to decide if you can live this life or not and if its healthy for your child to be raised in this relationship or not because although u can not always change someone else, the one person u can always change, is yourself so its your choice..
Answer by GenuineGemini No this is not typical male behaviour. Your husband doesnt not appreicate you and you being with him will drag you down. If my husband did this to me, i would have left long ago with my kid. Your a working woman and from what you have written, i think you have a good head and heart. If your husband is not willing to work on the marriage, please do not waste your life and time with him and be his slave. I am really sorry to say this but my friend got married to an african guy who did the same, he kept cheating on her and treated her like trash. She ultimately left him as she was going crazy and depressed. The first year was really hard for her but now, she has bought a house, has her two daughters in school, she has met are really nice guy and is so happy. You owe it to yourself to live a life of dignity and respect and dont let anyone take that away from you. He is probably showing no interest because he is pre-occupied with another woman....sick ba*stard..... Give him his last 3months with you to change and he a good, responsible father and husband, if he aint doing that, you move on gurl. Good luck
